Pismo

Overview

Pismo, now a Mastercard company, offers a comprehensive, API-first financial services platform that empowers banks, fintechs, and large enterprises to build, launch, and scale a diverse range of financial products. This includes core banking functionalities such as managing accounts, ledgers, and transactions, as well as card issuing for credit, debit, and prepaid cards, digital payments processing, lending solutions, and facilitating financial marketplaces. The platform is engineered for a global audience, supporting multi-currency, multi-language, and multi-country operations.

Its core strength lies in its modern, cloud-native architecture, ensuring high scalability, robust reliability, and significant operational agility. Pismo's platform is highly configurable and extensible through a rich set of APIs, allowing clients to tailor financial solutions to their specific needs and seamlessly integrate with existing systems or third-party services. A key value proposition is the speed to market it offers, enabling financial institutions to rapidly innovate and deploy new products and services, thereby moving away from the constraints of legacy systems.

By leveraging Pismo, organizations can significantly enhance their operational efficiency, reduce the complexity associated with traditional banking infrastructure, and foster a culture of innovation. The microservices-based architecture and comprehensive API access facilitate faster development cycles, streamlined integrations, and ultimately, a more dynamic and responsive approach to delivering financial services in a rapidly evolving digital landscape.

Key Features

• All-in-one platform for accounts, cards, payments, and lending
• Cloud-native architecture for scalability, resilience, and agility
• Extensive API-first design for maximum flexibility and integration
• Highly configurable product engine for tailored financial solutions
• Real-time data processing and event streaming capabilities
• Global capabilities supporting multi-currency, multi-language, and multi-region operations
• Enables rapid development and deployment of new financial products
• Focus on security, compliance (PCI DSS, SOC 2), and regulatory requirements
• Microservices architecture allowing for independent scaling and updates
• Comprehensive transaction authorization engine

Supported Platforms

• API Access
• Cloud-Hosted Platform

Integrations

• Custom Integrations via API
• Mastercard Network (deep integration as a Mastercard company)
• Visa Network
• Various third-party services (e.g., KYC/AML providers, fraud prevention tools)

User Reviews